Yingkou Haval Xiaolong MAX is on sale! The discount is 0.6 million. If you miss it, you won’t have it.

In car home Yingkou preferential promotion channel, it is in progress. As a highly regarded model, the price of Haval Xiaolong MAX in Yingkou area has also ushered in a discount. At present, the maximum discount of Haval Xiaolong MAX has reached 6,000 yuan, and the minimum starting price is 153,800 yuan. If you are interested in this model, you may wish to click "Check the car price" in the quotation form to get a higher discount.

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The design of Haval Xiaolong MAX is fashionable and dynamic. The front face adopts a unique family-style design language, and the air intake grille is decorated with a large area of chrome, showing a sense of luxury and sportiness. The body lines are smooth and the overall style is fashionable, showing a strong sense of personality and strength. The headlight group adopts LED light source, which has high brightness and long service life. The combined design of far and near light groups makes the vehicle safer when driving at night. The side lines of the car body are smooth, and the hub is designed in a multi-spoke way, with the black wheel arch, showing the sporty temperament of the car. The tail design is simple and generous, and the taillight group adopts blackened design, which echoes the front face and makes the whole vehicle more harmonious. Generally speaking, the design of Haval Xiaolong MAX is fashionable and full of sense of strength and movement, which is very in line with the aesthetic needs of young people.

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Haval Xiaolong MAX is an impressive SUV with a length * width * height of 4,758 * 1,895 * 1,725mm and a wheelbase of 2,800mm, which provides spacious and comfortable seating space for passengers. The side lines of the car body are smooth, showing a steady and dynamic style. The front and rear wheel tracks are 1626 and 1630 mm respectively, which makes the handling performance of the vehicle more stable. In addition, the car is equipped with 235/55 R19 front and rear tyre size, which provides excellent grip and driving stability for drivers. The rim design is fashionable, which highlights the sporty atmosphere of Haval Xiaolong MAX. Generally speaking, the side design of Haval Xiaolong MAX is both aesthetic and practical, bringing extraordinary driving experience to drivers and passengers.

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Haval Xiaolong MAX’s interior design is stylish and simple, with a leather steering wheel, which feels comfortable. The 12.3-inch central control screen has a large size and clear display, and supports the voice recognition control system of multimedia, navigation, telephone, air conditioner and skylight, which is easy to operate. The front and rear rows are equipped with USB and Type-C interfaces for easy charging. The seat is made of imitation leather, and the front and rear adjustment, backrest adjustment and height adjustment (2-way) are supported by the main and co-pilot seats. The front seats are also equipped with heating function to provide a more comfortable ride experience. The second row of seats supports backrest adjustment, and the rear seats can be laid down in proportion, which increases the flexibility of storage space. Generally speaking, the interior design of Haval Xiaolong MAX pays attention to practicality and comfort, which provides a better driving experience for drivers and passengers.

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Haval Xiaolong MAX is equipped with a 1.5L 116 horsepower four-cylinder engine, which has a maximum power of 85kW and a maximum torque of 140 N m.. At the same time, it is also equipped with a 2-speed DHT gearbox, which makes driving smoother. This engine not only has excellent power performance, but also provides an efficient and energy-saving driving experience, bringing more convenience and comfort to your daily travel.

The design of Haval Xiaolong MAX is undoubtedly one of its highlights, which has been appreciated by many car owners. As the owner of car home said, the proportion of gold body makes the body lines beautiful, and the appearance is atmospheric and fashionable. Hawkeye headlights are not only visually attractive, but also provide good lighting effect when driving at night, which makes drivers feel more at ease. The flash drill taillights show ingenious design in details and become a beautiful landscape at the rear of the car. Generally speaking, the design of Haval Xiaolong MAX is undoubtedly a great weapon to attract consumers. Whether on urban roads or in the suburbs, it can attract the attention of many passers-by.

Going to a new era of smart driving on Huawei Cloud.

Recently, airport advertisements in Beijing, Shanghai, Shenzhen, Chengdu and other places have become a "smart driving" trend. Huawei Cloud has joined hands with five automobile industry partners to convey the new concept of "march towards a great future together", and the five partners have presented their opinions, showing many achievements in the intelligent development of automobiles, as well as the possibility of "technological evolution", "product creation" and "model exploration" in the face of the "smart driving" era.

As we all know, automobile is one of the most complicated industrial crystals in human history, and it is also closely related to the development of manufacturing industry, the application of modern science and technology, and the national consumption demand. At present, China’s automobile industry has reached the threshold of the conversion between old and new kinetic energy. No matter the research and development of technologies such as car networking and autonomous driving, or the digital transformation of enterprises, it is facing unprecedented breakthroughs and changes. This practice reflects the vision of how many automotive industry partners join hands with Huawei Cloud to go to the new era of "smart driving".

01

Dongfeng commercial vehicle

When Dongfeng Commercial Vehicle started the digital transformation planning, Huawei Cloud provided the whole process digital transformation strategy consulting service, and built the digital scene blueprint in four major areas: marketing, R&D, manufacturing and IT. Based on 4A architecture theory (process architecture, data architecture, application architecture, IT architecture), it helps Dongfeng Commercial Vehicle to further clarify the landing path of five key digital transformation projects, namely digital governance system, business value chain, data service, digital office and intelligent support, and accelerate the digital transformation of enterprises from bottom to top.

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02

Gaohe HiPhi

Based on distributed cloud native and intelligent edge station (IES), Huawei Cloud helps Gaohe Automobile to build a safe and isolated self-driving exclusive cloud and edge computing. At the same time, it introduces ModelArts one-stop AI development platform to rationally allocate computing power resources and improve the utilization rate to 80%. It also empowers the tool chain through technologies such as containers and big data, reducing the code training time to one day and accelerating the closed loop of intelligent driving data.

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03

FAW-Volkswagen

FAW-Volkswagen relies on Huawei’s cloud database GaussDB to build a stable, reliable, easy-to-deploy and consistent data base. At the same time, it introduces Huawei’s excellent practice of cloud data governance to realize real-time data collection, real-time calculation and intelligent analysis, build a safe, efficient and reliable data governance system, open up the "data island" faced by car enterprises in the process of transformation, enhance the digital decision-making ability of management, and support the refined and high-quality development of enterprises.

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04

AITO

AITO relies on Huawei Cloud Distributed Cloud to build a stable, secure and flexible digital infrastructure, which is not limited by cross-domain, cross-cloud and traffic. At the same time, it realizes multi-data collection and mass data storage based on Huawei Cloud Big Data, creating a one-stop, full-life data development and operation platform to help build a smart and luxurious pure electric SUV.

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05

Momenta

Based on the flexible Huawei cloud resources, Momenta can achieve a balance between efficiency and cost. At the same time, it introduces Huawei’s cloud data governance capabilities, which improves the data collection speed and training and simulation efficiency by 25%, greatly shortens the project delivery cycle, improves the efficiency of the tool chain, and successfully turns into a "data flywheel", realizing efficient iteration and update of the world’s leading intelligent driving algorithm.

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Just as the concept conveyed by "march towards a great future together with Huawei Cloud", the appearance of the five major auto industry partners reflects the core ability of Huawei Cloud to join hands with car companies and autonomous driving companies to move towards the era of smart driving: to open up the end-to-end cloud collaboration with distributed car networking technology to help upgrade the experience; Accelerate the process of "new four modernizations" of car enterprises with the national car cloud network; Form a joint development of the autonomous driving industry chain with an open ecology; With the promotion of AI, the continuity of intelligent driving business and data closed loop are guaranteed … With the support of leading ICT full stack capability, the development of China’s automobile industry is given "acceleration", which jointly sends out a strong voice of ecological prosperity and win-win cooperation in the digital economy era.

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Up to now, 90% of Top30 car companies and 80% of enterprises in the self-driving acceleration industry chain have chosen Huawei Cloud, and more than 50 million cars are flying on Huawei Cloud. The "smart driving by cloud" model has successfully passed the large-scale practice test, bringing tangible value to enterprises. In 2023, Huawei Cloud will continue to open up the long-term accumulated ICT technology advantages and practical achievements, and join hands with the automobile industry to go to the new era of "smart driving".

Geely xingrui l/xingyue l zhiqing edition officially went on sale for 126,700 yuan.

[Aika Auto Domestic New Car Original]

On December 3rd, Geely’s flagship models, China Star Series, Xingrui L and Xingyue L Intelligent Engine Edition, were officially launched, and both new cars were equipped with China Xingzhi Engine-Oil Mixing System.Xingrui L Zhiqing has pushed three versions, with a price range of 12.67-14.67 million yuan; Xingyue L Zhiqing has launched two versions with a price range of 16.77-17.77 million yuan., and provide Tiangong optional package.

Xingrui l zhiqingbancar make and modelGuide price (ten thousand yuan)Xingyun Edition 12.67 Xinghe Edition 13.67 Tiangong Edition 14.67 Aika Auto Network Watchmaking www.xcar.com.cn Xingyue l zhiqing editioncar make and modelGuide price (ten thousand yuan)Xinghe Edition 16.77 Tiangong Edition 17.77 Aika Auto Network Watchmaking www.xcar.com.cn

From now on, the purchase of Xingyue L Zhiqing can enjoy the free use right of NOA intelligent navigation assistance system for 2 years (free for the first owner); Before December 31, heavy replacement rights and interests will be introduced for Geely’s old users, and the replacement subsidy will be 10,000 yuan; Before 24: 00 on February 9, 2024, you can enjoy the New Year’s red envelope benefit of 3,000 yuan when you buy the models of Xingrui L Zhiqing Edition and Xingyue L Zhiqing Edition.

Xingrui L Zhiqing adopts a brand-new design language, and the front face of the new car is equipped with a waterfall grille to create a more three-dimensional full, exquisite and profound front face shape. The headlights on the left and right sides can realize the functions of water steering, light show, car search, welcome and farewell. The side lines of the car body are smooth and slender, and the rear part adopts a new penetrating taillight with 280 light sources, which makes it light up better. At the same time, Xingrui L Zhiqing has a brand-new exclusive car color "Qingshan Purple". In terms of body size, the length, width and height of the new car are 4825*1880*1469mm and the wheelbase is 2800mm respectively.

The interior design style of the new car is simple and bright, and the brand-new "white+purple contrast color" design style is used. The highlight trim strips in the car are extended to both sides, which extends the visual width of the overall interior, and with double large screens, it creates an experience of combining exquisiteness with a sense of technology. There is an electronic blocking mechanism on the back of the multifunctional steering wheel. These changes make the armrest platform have a larger storage space, and it is also equipped with a mobile phone wireless charging unit.

As a modified model, Xingyue L Zhiqing also adopts the design concept of "Mountain and Sea Universe". The front face is replaced with a new style of front grille, and the interior is decorated with straight waterfall elements, making the overall shape more stable. The side shape of the car body has not changed, but it has been replaced with a new style of wheels, which highlights the texture. The rear of the car uses a penetrating taillight, and the overall shape is very atmospheric. At the same time, Xingyue L also has a brand-new "Haoyue White" body color scheme.

In terms of interior, the Star Yue L Smart Engine continues the design of the existing Star Yue L, and the "Oriental White" cockpit composed of white and gray contrasts has a very warm and elegant interior atmosphere. The super-large screen composed of three large screens is the highlight of the interior, which is amazing. At the same time, the car is equipped with a 25.6-inch AR-HUD augmented reality head-up display system. In addition, the new car is also equipped with L2 intelligent driving assistance system, and NOA intelligent navigation assistance is optional.

In terms of power, both cars are equipped with a 1.5T four-cylinder hybrid engine with a maximum power of 120kW(163 HP) and a peak torque of 255Nm. The engine is matched with a 3-speed DHT gearbox. P1 motor has a maximum power of 60kW and a maximum torque of 180Nm, and is mainly responsible for power generation and start-up; P2 motor has a maximum power of 100kW and a peak torque of 320Nm, and is mainly responsible for driving and kinetic energy recovery. The comprehensive fuel consumption of Xingrui L intelligent engine is 4.22L/100km, and the acceleration of 0-100km/h is 7.5 seconds; The comprehensive fuel consumption of Xingyue L intelligent engine is 4.79L/100km, and the acceleration of 0-100km/h is 7.9 seconds.

Editor’s comment: The launch of Geely Xingrui L Intelligent Engine and Xingyue L Intelligent Engine has realized the joint intelligent engine matrix of Geely’s SUV+ sedan, further consolidating the advantages of Geely Automobile in the fuel vehicle market.

Wonderful content review:

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The New Year landscape of Beijing Dragon Year has been put in place, and the landscape lighting on New Year’s Eve has been extended to "accompany the New Year" at 1 am.

On the street of Wangfujing Street, there stands a landscape sketch of "Peace in the Four Sides" composed of the word "Fu", wish cards and traditional Chinese folding fans. Located on gulou west Avenue, the scenic spot with warm sunshine and bamboo charm is decorated with a 40-meter-long golden light board, and more than 800 small apple lights are hung on the trees, and several strings of Guo Guo lanterns are dotted, which shows the artistic conception of life in old Beijing.
The reporter learned from the Municipal Urban Management Committee on February 2 that this year, Beijing carried out the landscape layout of the Spring Festival with the theme of "Warm and Bright Beijing, Happy Spring Festival", and the layout was basically in place by the day of "off-year".
On the street of Wangfujing Street, a landscape sketch of "Peace in the Four Sides" composed of the word "Fu", wish cards, Chinese traditional folding fans and other elements has become the latest hot photo spot. Beijing News reporter Li Muyi photo
More than a thousand main streets have been decorated in the Spring Festival landscape, so you can "find dragons" in hutongs and business districts.
"February 2 is New Year’s Eve, and the landscape layout of the Spring Festival is basically in place. This year, the city focused on the masses, and carried out city-wide layout around some business districts, back streets, main streets, ice and snow sports venues, and some temple fairs and other folk activities that were grandly opened this year. " Qu Lijian, director of the Landscape Department of the Beijing Urban Management Committee, told the reporter that this time, more than 1,000 main streets and 3,000 back streets were arranged, which was the most extensive and rich in content over the years.
On February 2, the reporter saw the landscape sketch "Peace in All directions" in Wangfujing Pedestrian Street. The bright yellow word "Fu" on the red hollow carved cube was particularly conspicuous, and there were four characters "Congratulations on the New Year" in the center of the landscape sketch. According to reports, this year’s landscape layout in Beijing is dominated by China red, decorated with warm colors such as red, yellow and gold, creating a festive and lively festive atmosphere.
This year is the Year of the Dragon, which is a prominent symbol of China traditional culture. The landscape layout makes full use of China cultural elements such as dragon culture and dragon totem. "Everyone can’ find dragons’ in hutongs, business districts and other places to find the roots of China people’s culture." Qu Lijian said.
Not only Wangfujing, but also 22 commercial districts and shopping malls such as Xidan, Qianmen Street, Sanlitun, International Trade Center and Outlets can also see diversified and characteristic layouts, and turn on "group-style" night lighting.
In Shichahai, the Olympic Center, Haituo Mountain in Yanqing, Blue Harbor and other ice and snow sports venues, the ice and snow sports culture in the annual flavor is highlighted by hanging lanterns and landscape sketches, and "China Red" and "Ice and Snow Blue" complement each other.
In temple fairs such as Longtan, Changdian, Badachu and Daguan Garden, parks such as Yuyuantan, Qinglong Lake and Grand Canal, Lantern Festival of Yanqing World Expo, Universal Studios, Shijingshan Amusement Park and other amusement places, various elements such as lighting, lighting and the Year of the Dragon Zodiac are used to display Beijing’s regional cultural characteristics.
There are more than 220 large-scale landscape sketches, and the waterfront night scenes such as the Grand Canal, Liangma River and the Second Ring Road are fully open.
On New Year’s Eve, the reporter came to Liangma Harbor, where the 3D naked-eye projection show of the Spring Festival theme attracted the audience to stop and take pictures. The combination of architecture and lighting presents China traditional cultural elements such as soaring golden dragons, lanterns, fireworks and blessings.
Liangma Harbor launched a 3D naked-eye projection show on the theme of the Spring Festival. In the architectural light show, China traditional cultural elements such as soaring golden dragons, lanterns, fireworks and blessings were presented. Beijing News reporter Li Muyi photo
This year, the waterfront night scenes such as the Grand Canal, the Liangma River and the Second Ring Road were fully opened, and the fine waterfront night scenes were displayed in the form of building facades, dynamic lighting changes and laser projection along the line.
The citizens filmed the night view of the waterfront landscape of Liangma River. Beijing News reporter Li Muyi photo
"On New Year’s Eve, landscape sketches will present the best results, especially for science and technology." Qu Lijian introduced that in order to increase the appreciation and interest of the Spring Festival landscape layout, this year, the innovation of the layout carrier, form and content was intensified, and technologies such as 5G, AR, light and shadow were used to integrate traditional culture and holiday characteristics, and electronic fireworks and Chinese New Year greetings were displayed.
There are nearly 200 rattan ball lights hanging on the trees at the Genggu scenic spot at the easternmost entrance of gulou west Street. Located on gulou west Avenue, the scenic spot with warm sunshine and bamboo charm is decorated with a 40-meter-long golden light board, and more than 800 small apple lights are hung on the tree, and several strings of Guo Guo lanterns are dotted, which shows the artistic conception of life in old Beijing.
Gulou west Avenue is a more scenic spot, with nearly 200 rattan ball lights hanging on the trees. Beijing News reporter Li Muyi photo
Qu Lijian told reporters that in the landscape layout of Beijing this year, on the basis of traditional red lanterns and Chinese knots, tree-hung lanterns have also added various forms such as blessing bags, persimmons, ears of wheat, facial makeup and rhyme drums.
According to the introduction of the Municipal Urban Management Committee, the main streets in the city mainly use lantern lighting, tree hanging devices and tree-wrapped lights to create a linear landscape. More than 250,000 lanterns and various decorations were hung in the city, and about 2 million linear meters of tree-wrapped lanterns were arranged. More than 220 large-scale landscape sketches were set up and 74 overpasses were decorated. Outdoor electronic display screens play greetings and video pictures of New Year greetings, and turn on 2809 landscape lighting facilities, 12 group night lighting and 7 laser projections in the city.
There are more than 800 small apple lights hanging on the trees of gulou west Avenue, and several strings of dragon lanterns are decorated to show the artistic conception of life in old Beijing. Beijing News reporter Li Muyi photo
In addition, 64 outdoor electronic displays, 15 5G+8K ultra-clear displays, 2 naked-eye 3D displays, and nearly 80,000 electronic displays in buses and subways were used in Beijing this year. Wangfujing, Sanlitun and Blue Harbor use naked-eye 3D electronic screens to play stereoscopic dynamic videos.
On New Year’s Eve, the landscape lighting time was extended to one o’clock in the morning to "accompany everyone to celebrate the New Year"
On February 2, 2809 landscape lighting facilities in the city were fully opened, showing the landscape lighting style of "one core, two axes and six regions". "This year is the longest New Year’s Eve for all night lighting in Beijing, and it will be extended to 1 am to accompany everyone to the New Year." Yan Lijian introduced.
The reporter learned that all landscape lighting facilities in the city were turned on according to the level of major holidays this year. On February 9 (New Year’s Eve), they were turned on with street lights until 1: 00 am the next day, and on February 2 (Lunar New Year) and February 10 (the first day of the first month) to February 17 (the eighth day of the first month) and February 24 (Lantern Festival), they were turned on with street lights every day and closed at 24: 00.
In order to create a good view of the people’s doorways, Beijing combined with the three-year action of fine environmental management of back streets and alleys, pasted blessings and hung lanterns at the doorways, arranged "small but beautiful" holiday landscapes in shops along the street, and arranged more than 3,000 back streets and alleys.
In addition, around the back streets and alleys on both sides of the central axis, the historical and cultural characteristics will be highlighted, and together with the key station areas and the Capital Airport Group, the "seven stations and two games" will be arranged in an orderly manner inside and outside, and lanterns, blessings and zodiac signs will be hung to add a festive flavor to the citizens who travel to Beijing. Mobilize more than 50 enterprises, especially Financial Street, CBD, Wangfujing, etc., to claim the public area in front of the door, set up landscape sketches, hang lanterns, etc., and jointly build and share the New Year.
In addition, in line with the principle of environmental protection and full utilization of the old, this year, we also made use of previous landscape layout materials, lantern lighting, component materials, landscape sketches, sculptures, etc., and creatively designed them by changing layout points, replacing layout elements, increasing lighting projections, etc., adding a "new" flavor to the holiday landscape layout. The utilization rate of landscape sketches in the city is about 66%, and the utilization rate of lantern lighting is about 78%.
Beijing News reporter Wang Jingxi Li Muyi
Editor Tang Zheng proofreads Liu Jun.
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Car damaged houses run water … Who will "pay" for property losses after the rainstorm?

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Recently, heavy rains have occurred frequently, and meteorological departments and other relevant departments have issued early warning information in time to remind the public to take preventive measures. Who will be responsible for the property loss? How to defend rights? Three court cases belong to rain-related disputes, and the judge interpreted the case to provide useful guidance for the prevention of disputes and the resolution of contradictions.

The sudden rainstorm caused the courier to be soaked. Should the courier company pay for it? The rain rushed into the living room and bedroom, and the furniture was damaged. Should the property be held responsible? Is it legal for the insurance company to refuse to compensate for the car stall caused by water accumulation on the road?

Recently, extreme weather such as heavy rain has occurred frequently, and people are faced with rain-related disputes. How should we protect our rights? Who will be responsible for the property losses? A few days ago, the Fangshan District People’s Court of Beijing issued a set of typical cases and interpreted them in order to provide useful guidance for effectively preventing disputes and resolving contradictions in time.

Who will pay for the damage caused by the rainstorm?

In June, 2022, Zhao mailed ten mobile phones through a courier company. When the mobile phones were not delivered after they were delivered to the destination, the rainstorm caused the express storage point to be flooded, and the mobile phones sent by Zhao were damaged by water immersion. Due to unsuccessful negotiations on compensation, Zhao appealed to the court and asked the courier company to compensate for the loss of the mobile phone.

The courier company argued that the rainstorm caused the drainage system around the warehouse to be blocked, and the water was poured backwards. A large number of couriers were flooded, including the mobile phone mailed by Zhao. Therefore, Zhao’s loss was caused by an irresistible natural disaster. The company did not have any fault in the mail transportation process and should not be liable for compensation.

The court held through trial that the so-called force majeure refers to the unforeseeable, unavoidable and insurmountable objective situation. In this case, the courier company did not provide evidence to prove that the rain was an unexpected natural disaster such as rainstorm or flood, and the courier company could completely foresee and avoid the damage of the courier. Therefore, it claimed that the reason for the damage of Zhao’s mobile phone was force majeure and had no factual and legal basis. Accordingly, the court ruled that the courier company compensated Zhao for the loss of the mobile phone.

Article 832 of China’s Civil Code stipulates that the carrier shall be liable for the damage or loss of the goods during transportation. However, the carrier shall not be liable for compensation if it proves that the damage or loss of the goods is caused by force majeure, the natural nature or reasonable wear and tear of the goods themselves and the fault of the shipper or consignee.

In this case, before the rainstorm, the relevant government departments have issued an early warning to remind the public to take preventive measures. The rainstorm belongs to the weather conditions that the courier company can meet. For special weather, the courier company should prepare emergency equipment in advance to avoid the courier being soaked. Therefore, the courier company cannot claim exemption on the grounds of force majeure, and should be liable for Zhao’s losses.

How to protect the rights when the house furniture runs away?

In March 2017, Wang bought a set of commercial housing. After checking in, every time it rains or storms, Wang’s master bedroom balcony will run water. In July, 2022, after a night of heavy rain, the flood rushed directly into the master bedroom and living room, soaking the clavichord and cashmere carpet in the house. After this large-scale running water, the property company where the community is located began to thoroughly investigate the reasons for running water, and finally found that the rainwater drainage pipe built in the balcony was blocked, which led to running water. Since then, the property company has installed a drain on the balcony of the house. When it rains again, there is no water running. However, due to many previous runs, Wang has suffered property losses. The two sides failed to reach an agreement on compensation, so Wang sued the property company to the court.

The property company argued that the problem of poor balcony drainage pipes was a long-term accumulation, and Wang did not prove that the property company failed to fulfill its management responsibilities and caused water leakage. In addition, the property management company believes that the drainage pipeline here belongs to a common part. Although it is within its management scope, it has passed the inspection and acceptance, and after a large-scale water run, a drain has been installed on the balcony, so it has fulfilled its maintenance and management obligations and should not be held responsible.

As a service provider, the property management company should have the obligation to repair and maintain the public drainage pipeline belonging to the floor drain with water leakage and reflux in the community. After trial, the court held that the house where Wang lived had run water many times, and the property company should promptly investigate the reasons after the first discovery of water leakage to avoid similar situations. Adding a drain on the balcony of the house involved can solve the drainage problem in extreme weather, which can completely avoid the loss in this case. Therefore, the court ruled that the property company failed to fulfill its obligations and should compensate Wang for the loss.

Who is responsible for the bad car caused by flooding?

In August, 2020, a sudden rainstorm caused serious water accumulation on a certain road surface. Liu’s vehicle turned off during driving, and then he reported the case to the insurance company, and the vehicle was towed to the repair shop for damage assessment and maintenance. Since then, the insurance company refused to claim compensation on the grounds that "the engine damage of the insurance vehicle due to flooding or wading is an exemption clause", and Liu appealed to the court. The insurance company argued that the damage to the vehicle was not caused by heavy rain, but by the driver wading. According to the insurance clauses, the insurance company has the right to refuse to pay for the losses suffered by the insured vehicle due to flooding or wading.

According to Article 496 of China’s Civil Code, standard clauses are clauses drawn up by the parties in advance for repeated use, and they were not consulted with each other when concluding a contract. Where a contract is concluded by standard terms, the party providing the standard terms shall follow the principle of fairness to determine the rights and obligations between the parties, and take reasonable measures to remind the other party of the terms that are of great interest to the other party, such as exempting or reducing its responsibilities, and explain the terms according to the other party’s requirements. If the party providing the standard terms fails to perform the obligation of prompting or explaining, so that the other party fails to pay attention to or understand the terms that have a significant interest in it, the other party may claim that the terms will not become the content of the contract.

The court held that although the notice column of the motor vehicle insurance policy was printed with "Please read the insurance clauses in detail, especially the exemption of liability and the obligations of the insured and the insured", the font, font size and color of the above-mentioned format clauses were not different from other clauses, and the insurance company failed to provide evidence to prove that it made a prompt on other insurance documents that was enough to attract the attention of the insured, so the exemption clauses involved in the case were not legally binding on Liu. During the insurance period, the insurance company shall be responsible for compensation for the loss of the insured vehicle caused by lightning, rainstorm, flood and other reasons during the use of the insured vehicle by the insured or its permitted legal driver.

"This heavy rainfall has caused many vehicles to be soaked or washed away. For car owners who are insured for car damage insurance, insurance claims can minimize losses." The judge suggested that when signing an insurance contract, we should pay attention to the relevant exemptions, especially the clauses that are unfavorable to ourselves. The majority of car owners should contact the insurance company to report the damage as soon as possible after the vehicle is soaked or washed away. (Liang Jianghuan)