The price of Tiggo 8 PRO in Lianyungang is greatly reduced, with a maximum discount of 13,000! Preferential treatment waits for no man.

[car home Lianyungang Preferential Promotion Channel] Good news! The preferential activities are being carried out, and the preferential amount is as high as 13,000. The starting price of this model is 113,900, and now you can enjoy more discounts. If you are interested in this model, you can click "Check the car price" in the quotation form to get a higher discount. Come and seize this opportunity!

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Tiggo 8 PRO is a stylish and dynamic SUV model, and its front face design adopts a unique lattice air intake grille, which is very atmospheric and exquisite. The body lines are smooth, and the overall style is fashionable without losing stability, showing a sense of luxury. The side of the car body adopts smooth lines and dynamic roof design, which makes people look very sporty. In addition, the design of chrome trim and black trim of the car body makes the whole car look very layered. The tail design of the Tiggo 8 PRO is also very exquisite, using the taillight group of LED light source and the exhaust pipe with two sides to make the whole car look more dynamic. In short, the design of Tiggo 8 PRO is fashionable and exquisite, which meets the aesthetic needs of young people and is a very recommended SUV model.

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Tiggo 8 PRO is a medium-sized SUV with a body length of 4745mm, a width of 1860mm, a height of 1745mm and a wheelbase of 2710 mm.. The side lines of the car are smooth, stylish and full of strength. The front and rear wheel tracks are 1582mm and 1604mm respectively, and the front and rear tires with 235/55 R18 specifications make the whole vehicle more stable and comfortable.

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The interior design of the Tiggo 8 PRO pays attention to comfort and technology, and adopts imitation leather seats and leather steering wheel to improve the interior texture. The 12.3-inch central control screen size and voice recognition control system allow drivers to easily control functions such as multimedia, navigation, telephone, air conditioning and sunroof. The front row and the back row are equipped with USB/Type-C interface, which is convenient for charging, and the front row also has the function of wireless charging of mobile phones. The main and auxiliary seats all support front and rear adjustment, backrest adjustment and height adjustment (2-way). The second row of seats can adjust the backrest, and the rear seats can be laid down in proportion, making the interior space more flexible.

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The Tiggo 8 PRO is powered by a 1.6T 197 HP L4 engine with a maximum power of 145 kW and a maximum torque of 290 N m.. In addition, it is equipped with a 7-speed wet dual-clutch gearbox, which can provide a smooth shifting experience. This engine is not only full of power, but also has excellent fuel economy performance, bringing drivers a more comfortable and efficient driving experience.

In the evaluation of the owner of car home, we can see that he spoke highly of the design of Tiggo 8 PRO, and thought that Chery’s design in recent years was very good, and both Arrizo 8, Tiggo 9 and Starway series had high values. He especially likes the appearance of black, thinking that black is very atmospheric, but it also means that the black body is not very resistant to dirt. Generally speaking, the design of Tiggo 8 PRO is worthy of recognition, and I believe it will be loved by more consumers.

Xiaomi SU7 started, and the standard version was priced at 215,900 yuan.

On the evening of March 28th, Lei Jun, Chairman of Xiaomi Group, announced at the launch conference of Xiaomi Automobile that Xiaomi SU7 was officially released. Among them, the standard version is priced at 215,900 yuan.

According to Lei Jun, Xiaomi SU7 has been fully tested in 300 cities, with a total road test mileage of 5.4 million kilometers and 576 test vehicles invested.

Lei Jun said that there are 4 major color systems and 9 colors in the whole system of millet SU7, among which the color systems of sports cars are Gulf Blue and Lava Orange; Fashion colors: elegant gray, meteor blue, glow purple; Luxury colors: olive green, Cambrian gray; Classic colors: pearl white, diamond black. There are also 4 kinds of interiors and 4 sets of hub tires to choose from. In addition, Lei Jun released two "car peripheral" products-panoramic skylight sunshade and Mijia front windshield sunshade.

Ceos Li Bin, Li Xiang and He Xiaopeng of Weilai Automobile, Xpeng Motors and LI, the three "new forces" making cars, and the leaders of famous automobile brands such as Wei Jianjun, chairman of Great Wall Motor, attended the conference.

Going to a new era of smart driving on Huawei Cloud.

Recently, airport advertisements in Beijing, Shanghai, Shenzhen, Chengdu and other places have become a "smart driving" trend. Huawei Cloud has joined hands with five automobile industry partners to convey the new concept of "march towards a great future together", and the five partners have presented their opinions, showing many achievements in the intelligent development of automobiles, as well as the possibility of "technological evolution", "product creation" and "model exploration" in the face of the "smart driving" era.

As we all know, automobile is one of the most complicated industrial crystals in human history, and it is also closely related to the development of manufacturing industry, the application of modern science and technology, and the national consumption demand. At present, China’s automobile industry has reached the threshold of the conversion between old and new kinetic energy. No matter the research and development of technologies such as car networking and autonomous driving, or the digital transformation of enterprises, it is facing unprecedented breakthroughs and changes. This practice reflects the vision of how many automotive industry partners join hands with Huawei Cloud to go to the new era of "smart driving".

01

Dongfeng commercial vehicle

When Dongfeng Commercial Vehicle started the digital transformation planning, Huawei Cloud provided the whole process digital transformation strategy consulting service, and built the digital scene blueprint in four major areas: marketing, R&D, manufacturing and IT. Based on 4A architecture theory (process architecture, data architecture, application architecture, IT architecture), it helps Dongfeng Commercial Vehicle to further clarify the landing path of five key digital transformation projects, namely digital governance system, business value chain, data service, digital office and intelligent support, and accelerate the digital transformation of enterprises from bottom to top.

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02

Gaohe HiPhi

Based on distributed cloud native and intelligent edge station (IES), Huawei Cloud helps Gaohe Automobile to build a safe and isolated self-driving exclusive cloud and edge computing. At the same time, it introduces ModelArts one-stop AI development platform to rationally allocate computing power resources and improve the utilization rate to 80%. It also empowers the tool chain through technologies such as containers and big data, reducing the code training time to one day and accelerating the closed loop of intelligent driving data.

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03

FAW-Volkswagen

FAW-Volkswagen relies on Huawei’s cloud database GaussDB to build a stable, reliable, easy-to-deploy and consistent data base. At the same time, it introduces Huawei’s excellent practice of cloud data governance to realize real-time data collection, real-time calculation and intelligent analysis, build a safe, efficient and reliable data governance system, open up the "data island" faced by car enterprises in the process of transformation, enhance the digital decision-making ability of management, and support the refined and high-quality development of enterprises.

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04

AITO

AITO relies on Huawei Cloud Distributed Cloud to build a stable, secure and flexible digital infrastructure, which is not limited by cross-domain, cross-cloud and traffic. At the same time, it realizes multi-data collection and mass data storage based on Huawei Cloud Big Data, creating a one-stop, full-life data development and operation platform to help build a smart and luxurious pure electric SUV.

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05

Momenta

Based on the flexible Huawei cloud resources, Momenta can achieve a balance between efficiency and cost. At the same time, it introduces Huawei’s cloud data governance capabilities, which improves the data collection speed and training and simulation efficiency by 25%, greatly shortens the project delivery cycle, improves the efficiency of the tool chain, and successfully turns into a "data flywheel", realizing efficient iteration and update of the world’s leading intelligent driving algorithm.

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Just as the concept conveyed by "march towards a great future together with Huawei Cloud", the appearance of the five major auto industry partners reflects the core ability of Huawei Cloud to join hands with car companies and autonomous driving companies to move towards the era of smart driving: to open up the end-to-end cloud collaboration with distributed car networking technology to help upgrade the experience; Accelerate the process of "new four modernizations" of car enterprises with the national car cloud network; Form a joint development of the autonomous driving industry chain with an open ecology; With the promotion of AI, the continuity of intelligent driving business and data closed loop are guaranteed … With the support of leading ICT full stack capability, the development of China’s automobile industry is given "acceleration", which jointly sends out a strong voice of ecological prosperity and win-win cooperation in the digital economy era.

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Up to now, 90% of Top30 car companies and 80% of enterprises in the self-driving acceleration industry chain have chosen Huawei Cloud, and more than 50 million cars are flying on Huawei Cloud. The "smart driving by cloud" model has successfully passed the large-scale practice test, bringing tangible value to enterprises. In 2023, Huawei Cloud will continue to open up the long-term accumulated ICT technology advantages and practical achievements, and join hands with the automobile industry to go to the new era of "smart driving".

Worried! Hong Kong A auto stocks collectively weaken, and brokers’ medium-term strategy bet on these two points!

  On July 6th, in the afternoon, the auto sector of Hong Kong stocks fell. As of press time, shares of Dongfeng Group, () fell more than 5%, () fell more than 4%, Geely Automobile fell more than 3% and () fell more than 2%.

  At the same time, the A-share auto sector is also falling, Hanma Technology has fallen, and Guangzhou Automobile Group, () and () have weakened.

  Year-to-date, the share price of () has risen by over 388%, and the share price of Xiaokang has also risen by over 250%.

  On January 12th this year, Zotye Motor announced the progress of public recruitment of investors, saying that two prospective investors had paid the corresponding confidentiality deposit and intention deposit, and started to carry out specific due diligence work after paying the deposit. Since then, Zotye Auto’s share price has been rising all the way.

  However, up to now, two prospective investors have terminated their investment and one has suspended their investment. This also means that the pre-reorganization plan started by Zotye Automobile last year may fail.

  It is worth mentioning that Zotye Motor has a huge loss. According to the data of Zotye Auto’s annual report, the company lost 10.801 billion yuan in 2020, and its net assets at the end of 2020 were-4.423 billion yuan. At the same time, the company’s main business vehicle business is in a state of suspension or semi-suspension.

  Xiaokang Co., Ltd. is an entity manufacturing enterprise with engines and new energy vehicles as its core business and complete vehicles as its main business. Now it has formed a complete industrial chain integrating independent research and development, manufacturing, sales and service of complete vehicles, engines and auto parts. In addition, Xiaokang’s stock business also involves car rental and Internet consumer finance.

  The previous rise seems to have exhausted the market enthusiasm. What will happen to the market structure of the automobile industry in the second half of the year? What should investors focus on?

  It is worth noting that many brokers frequently mention two points in the strategy of automobile industry: intelligence and independent brands.

  Northeast Securities: Automotive Intelligentization Welcomes Turning Point, Huawei Leads the Wave.

  We believe that intelligent transformation is a clear trend in the automobile industry, and it has already reached an inflection point. Intelligent automobile is the main investment logic in the next few years. At present, both OEMs and Tier1 manufacturers are actively increasing the intelligent layout. We are most concerned about Huawei. Huawei entered the automotive field and positioned itself as a Tier1 manufacturer. We judge that Huawei will lead the wave of automobile intelligence. We believe that intelligent driving and intelligent cockpit are the core solutions of Huawei, and these two segments are also the core of the wave of automobile intelligence.

  Investment advice:

  Great Wall Motor

  Among domestic vehicle manufacturers, Great Wall Motor has a prominent strategic layout in the field of intelligent driving, and cooperates with Qualcomm and Huawei. Great Wall Motor will be the first to launch a coffee intelligent driving system based on the SnapdragonRide platform in the high-end models launched in 2022. Great Wall Motor and Huawei also cooperate in the fields of intelligent networking and intelligent driving. Huawei will provide Great Wall Motor with a high computing power intelligent driving computing platform based on MDC, and cooperate with Great Wall Motor to complete various evaluations and tests of the sensing components required for intelligent driving.

  Changan automobile

  () Join hands with Huawei and () to cooperate in the field of automotive intelligence. Changan Automobile has a strong ability to build cars, and it also has the accumulation of intelligent driving schemes. Combined with Huawei’s technical modules, it is expected to launch excellent intelligent cars.

  Baolong technology

  ADAS is still a good landing point for intelligent driving, and we continue to firmly recommend it (). Baolong Technology’s ADAS business made great efforts, and in 2021, it became the leading commercial vehicle ADAS in China, and subsequent passenger cars continued to follow up. At the same time, the company’s multi-category sensor business has developed rapidly and has broad application space in the field of autonomous driving.

  Fuyao glass

  Under the wave of intelligence, the permeability of skylight glass and HUD glass has increased, and the automotive glass business has ushered in a new space. As a new kind of automobile glass, skylight glass is widely used in electric vehicles. In recent years, HUD glass has gradually sunk from high-end cars to low-end models, accelerating market penetration and leading the trend of automobile intelligence. As a leader in the automotive glass industry, the company is expected to take the lead in benefiting from the growth space.

  China Merchants Securities: "Intelligent Control, Electric Future" Accelerate Development

  Automobile industry: the chip problem is expected to be solved in the third quarter, and the economy will pick up in the fourth quarter.

  Passenger cars: It increased by 38.1% year-on-year from January to May, and it is estimated that the industry will be 7.5% in 2021.

  New energy vehicles: From January to May, it increased by 2.5 times year-on-year, the C-end increased by 263%, and the supply of high-quality products increased. In May, the monthly penetration rate of new energy passenger cars was 11.5%, and the curtain of marketization opened, which will usher in a decade of high growth.

  Commercial vehicles: It is estimated that the sales volume of heavy trucks will be under pressure with the strict implementation of the national six emission standards in the second half of 2021, and the national six emission upgrade will activate the 100 billion post-processing market.

  "Intelligent control, electric future", the industry is advancing at full speed.

  1. The whole vehicle: electrified and intelligent. The launch of new models in the electric vehicle industry will be accelerated, and the C-end consumption will rise and enter an accelerated penetration period. It is estimated that the industry sales will reach 2.2 million units in 2021, and electrification will change the cost structure of the industry for a long time; The accelerated investment in the direction of intelligence will change the industry ecology and change the business model. New elements will drive hardware intelligence and software-defined cars.

  2. Parts and components: high-end, modular and international. High-end products enhance the value of products, modularity and then enhance the supporting value. The large domestic market and low cost determine the inevitable trend of the internationalization of parts and components.

  Investment strategy: pay equal attention to structure and trend, and comprehensively lay out the automobile industry.

  From top to bottom, we are optimistic about the systematic opportunities in the automobile industry. In terms of structural performance, new energy, parts and intelligence are the sub-sectors with high prosperity in 2021.

  Passenger car: Great Wall Motor and Geely Automobile with strong product cycle are recommended; Guangzhou Automobile Group and () whose current valuation is still at a relatively low level in history are recommended.

  Parts and components: Grasp "high-end, modular and international", and recommend (), (), (), (), () and so on.

  Intelligence: Intelligent driving is the general trend, and many links have investment value. We recommend (), () and (), and pay attention to Shunyu Optics (electronic group coverage), () (electronic group coverage), () (electronic group coverage), () (electronic group coverage) and () (computer group coverage). The new forces represented by Tesla are growing fast and making high profits, and the relevant targets of the industrial chain are recommended.

  New energy vehicles: electrification ushered in a blowout of good products and the rise of market-oriented C-end consumption, recommended BYD, paid attention to the formation of Huawei’s automobile industry ecology, and paid attention to Changan Automobile, () and Xiaokang shares; Short-term policies for fuel cells are frequent, focusing on Yihuatong, () and ().

  China galaxy: Electric power has arrived, and intelligent driving is escorting.

  After the epidemic, the demand picked up, and the long-term space was huge. Due to the epidemic and extreme weather, the global supply of automobile chips was in short supply, and the terminal production was reduced, which made the industry enter a tight balance state where demand exceeded supply. It is expected that the supply pressure of 21Q3 chip will be gradually eliminated.

  We estimate that the sales volume of passenger cars in 2021 is expected to reach 21.7 million, Yoy+7.7%;

  There is still room for doubling the total automobile sales for a long time. At present, the average number of cars per thousand people in China is less than 200. In the long run, there is still much room in absolute terms. Referring to the development history of the United States, Japan and South Korea, we predict that by 2030, the domestic car ownership is expected to be close to 400 vehicles per thousand people, and the CAGR is expected to reach 8% in 9 years;

  It is estimated that 2.5 million new energy passenger cars will be sold in 21 years. The electrification penetration rate will exceed 10% from January to April in 21 years, and the year-on-year growth rate will exceed expectations. The annual sales volume is expected to increase by nearly 100% year-on-year. The products of traditional car companies have been accelerated, and the technology giants have successively entered the market. The trend of electrification is a foregone conclusion.

  Intelligent components accelerate the penetration of new forces to build cars. At present, intelligent driving and cockpit equipment are stronger than traditional OEMs. We judge that traditional OEMs will accelerate the transformation to comprehensive intelligence, and the market for automatic driving and intelligent cockpit components will be the main increase in the future;

  A new generation of hardware paves the way for intelligent driving. Driving assistance and intelligent cockpit have given birth to the application of a new generation of electronic and electrical architecture, which has stronger computing power. The increase in the types and quantity of bicycle driving assistance sensors is a general trend, and the difference in bicycle value between high/low-level driving assistance systems is about 10 times. Independent component suppliers have the advantage of being a latecomer and are expected to emerge suddenly.

  Investment suggestion: For the whole vehicle, we suggest paying attention to Changan Automobile with strong cycle products, Great Wall Motor, the leader in segmentation, and SAIC Motor, whose relative valuation is at a low level. The parts industry suggests paying attention to 1) intelligent targets: (), (); 2) Internationalized and high-end modular leaders: Huayu Automobile and Chineydy; 3) Increase in bicycle value: (), Fuyao Glass;

  Shanxi Securities: With the rise of independent brands, the new energy vehicle market has broad prospects.

  Industry Review & Prediction: In the first half of 2021, the overall automobile consumption remained stable, the overall profitability of enterprises was restored, and the cumulative sales volume and cumulative retail sales of automobile products increased at a high speed year-on-year. In the short term, due to the chip supply problem and the sharp rise in raw material prices, the automobile industry is still facing downward pressure on performance, but the economy continues to recover steadily, the production and operation of enterprises continue to expand steadily, and the industry still has room for growth. The overall trend of the industry in the second half of 2021 remains unchanged.

  1) The overall positive trend of passenger cars in the second half of the year remains unchanged, and self-owned brand passenger cars and electric vehicles are expected to maintain rapid growth. 2) The overall demand for buses is declining. With the gradual advancement of new energy technologies and the gradual growth of the RV market, the new energy and emerging markets of road buses are expected to provide an increase for the bus market. 3) Heavy trucks are expected to continue to operate at a high level throughout the year. However, due to the emission regulations, the demand for heavy trucks is mainly released in the first half of the year, and the sales volume may narrow to some extent in the second half of the year.

  The share of SUV continues to increase, and the self-owned brand passenger cars are gradually laid out in a high-end way. Since the beginning of 2021, the cumulative production and sales of passenger cars have continued to grow at a high speed year-on-year, but the growth rate has narrowed. In terms of vehicle types, SUV is the model that contributes to the main increment of passenger car sales, and its year-on-year performance is better than other models as a whole, and its sales share has been continuously improved since 2010. In terms of car system, the cumulative sales growth rate of self-owned brand passenger cars is ahead of the industry, and the trend of high-end is obvious. Self-owned brand vehicle manufacturers with high-quality brands and active layout of high-quality tracks are expected to continue to seize market share by relying on their own high-quality models. In addition, luxury cars are still outstanding, with diversified products, obvious characteristics of consumption upgrading in the automobile market, and the threshold for overlapping car purchases has dropped, and luxury cars are expected to maintain their leading position. On the whole, we are optimistic about the market segments of self-owned brand passenger cars under the trend of luxury cars and high-end, as well as the structural opportunities of cars, SUVs and other market segments. It is suggested to pay attention to vehicle manufacturers with high-quality brands, novel designs and perfect vehicle matrix, and actively lay out the fields of automobile intelligence and electrification.

  The penetration rate of new energy vehicles has gradually increased, focusing on core components and battery industry chain. From January to May in 2021, the production and sales of new energy vehicles reached 967,000 and 950,000 respectively, up 2.2 times year-on-year, and the penetration rate of new energy vehicles was 9.4%, which became the core driving force to support the demand and performance growth of passenger car and parts enterprises. In the long run, the policies of "peak carbon dioxide emissions", "carbon neutrality" and "fuel vehicle license restriction" make it clear that new energy vehicles will gradually replace fuel vehicles in the future, and the intelligent networking, automatic driving and quick response of products will inject more advantages into new energy vehicles. In the past, battery life and safety problems have been improved with the improvement of battery and fast charging technology. At present, the cost performance of domestic new energy vehicles is gradually equal to that of fuel vehicles, and the market prospect is broader. It is expected that battery core components with high barriers, such as high nickel anode, cathode and membrane faucet, will gain rapid development opportunities by virtue of scale effect and local advantages.

  Investment suggestion: the consumption structure of passenger car market is continuously optimized, independent brands are gradually rising, luxury cars continue to lead the market, the penetration rate of new energy vehicles is steadily increasing, and there are many structural investment opportunities to maintain the industry’s "optimistic" rating. Industry stock selection suggestions focus on two main lines: first, the vehicle leader with high-quality brand and high-quality track layout; The second is to focus on new energy vehicles and automobile intelligence, focusing on core components and battery industry chain. Suggested attention: Guangzhou Automobile Group, Great Wall Motor, BYD, (), (), ().

  Guosen Securities (Hong Kong) Financial Holdings: Embracing the Advantages of Independent Brands.

  The market share of independent brands continues to rise.

  According to the data of China Automobile Association, in the first five months of 2021, the market share of self-owned brand passenger cars recorded 41.6%, up 3.2 percentage points from 2020. If we look at the monthly data, the market share of independent brands fell to a multi-year low of 33.5% in June 2020, and then it continued to rise significantly, and the trend of continuous decline in share in recent years was obviously reversed.

  By analyzing the sales data of specific vehicle manufacturers, we can see that the share of independent brands continues to rise, which is not driven by the high sales of a few car companies, but that most car companies have achieved good performance beyond the industry. For example, the sales growth rate of Great Wall Motor, Changan Automobile, Chery Automobile, BYD and other car companies in the first five months of 2021 far exceeded the industry average.

  The overall competitiveness of mainstream independent brands has improved significantly.

  The share of self-owned brand car companies continues to increase. We think one of the main reasons is that the overall competitiveness of mainstream self-owned brands has improved significantly, and this improvement has certain universality. The obvious improvement of competitiveness is first reflected in product competitiveness. In the past, self-owned brand models often attracted consumers through rich configurations and relatively low prices. In recent years, with the overall progress of self-owned brand car companies in vehicle interior and exterior design, dynamic performance, driving quality and other aspects, product competitiveness has been significantly improved. Especially since the second half of last year, Geely, Great Wall and other self-owned brand head car companies have successively launched models whose performance and quality have not lost or even surpassed those of joint venture brands, driving the competitiveness of self-owned brand models to a new level.

  The promotion of product competitiveness is driven by the continuous improvement of research and development and technical strength. In addition, in the past two years, independent brands have made considerable progress in vehicle planning and design, market positioning, market promotion and other soft power. Some car companies have achieved quite good results in the youth and trend strategy of vehicle design and promotion.

  Generally speaking, the overall competitiveness of independent brands has improved significantly, which is the result of years of accumulation by car companies. At present, the gap between the product strength of self-owned brand models and joint venture brands is shrinking, and even some models have surpassed it. Moreover, from the aspects of new product launch frequency, iterative speed of vehicle renewal, intelligence, vehicle design route, marketing promotion strategy, etc., some head independent brands have begun to surpass the traditional joint venture brands. We believe that the overall competitiveness of independent brands is expected to continue to improve in the future, thus further promoting the continuous expansion of market share.

  We believe that in terms of short-term and medium-term sales growth in the industry, the growth rate of passenger car sales in the third quarter may be lower, and it may pick up in the fourth quarter. In the medium and long term, the market share of independent brands will continue to expand or will become a general trend, while the share of mid-end joint venture car companies may be squeezed. In the future, we think it will focus on two aspects: 1. Independent brand advantage car companies; 2. Subdivision of new energy vehicles. Maintain the industry rating of outperforming the market. In terms of specific targets, we suggest focusing on Great Wall Motor, BYD, Geely Automobile and Guangzhou Automobile Group.

The company accountant embezzled 8.9 million reward female anchors to save face and brush 200 "rockets" at a time.

  Cctv news Married, accountant, introverted, with a monthly salary of several thousand yuan, this is a portrait of 28-year-old Wang Dong (a pseudonym). However, to everyone’s surprise, he actually used his position to misappropriate 8.9 million yuan of public funds for "rewarding" female network anchors, and individual anchors received more than 1.6 million yuan of "rewarding" online.

  How is this money spent? Can it be recovered? For the webcast platform, what does the anchor earn?

  Spending 100 thousand on "200 rockets" at a time is very face-saving

(Video screenshot)

(Video screenshot)

  Originally, the company wanted to conduct a year-end audit, but the company accountant disappeared the day before the audit. The employees of a real estate company in Zhenjiang, Jiangsu Province, who felt that the situation was serious immediately reported the case. Wang Dong, the company accountant, may have misappropriated public funds, and now he can’t contact, asking the public security organs to investigate.

  After receiving the police, the police immediately launched an investigation and found that Wang Dong used his position to misappropriate public funds for more than 10 times, reaching 8.9 million yuan.

  So, where did Dong Wang embezzle so much money?

  It turned out that 8.9 million yuan was basically used to "reward" more than 10 network anchors, and the most female anchors were rewarded with 1.6 million yuan. After learning that the company was going to audit the accounts, he knew that not only would he be unable to conceal the embezzlement, but he would also be unable to repay it. So, he took the high-speed train to Shanghai to meet the female anchor "Yu Keer" he met online, and then cut his wrist at the hotel to commit suicide.

  Seeing the continuous outflow of blood, Wang Dong had a desire to survive again. After calling "Yu Keer", he was sent to the hospital for rescue.

  After leaving the hospital, Wang Dong voluntarily surrendered himself and confessed to his misappropriation of funds. Subsequently, he was criminally detained by the public security organs according to law.

  Why is it that the misappropriated money is reluctant to give a penny to my family, but I am willing to reward the female anchor?

  Wang Dong said that his family condition is very ordinary. He has been living with his parents since he got married. When he rewarded the anchor, 500 yuan got a "rocket" in cash. He spent 100,000 yuan to brush "200 rockets" for the female anchor at one time, so everyone thought he was a "rich second generation", which made him feel very proud.

  The police said that Wang Dong not only showed off on the Internet, but in reality, as he and two female anchors developed into a boyfriend and girlfriend relationship, he stayed in the presidential suite of a high-end hotel when he was dating with public funds, and each time he spent about 30,000 yuan.

  The police said that at present, it is very difficult to recover the funds misappropriated by Wang Dong, and they are actively looking for these anchors.

  Network female anchor: no money, no gifts.

(Video screenshot)

(Video screenshot)

  The female anchor "Yu Keer" said that she has changed many live broadcast platforms, but Wang Dong will follow suit.

  For many young people, the new career of network anchor is highly sought after by them. So, what are the main income channels of anchor?

  The network anchor "Yu Keer" is one of Wang Dong who brushes the most gifts and develops into a boyfriend and girlfriend. She said that for network anchors, people who have no money and brush less gifts simply don’t care.

  Yu Keer said that Wang Dong was a "local tyrant" every time he was rewarded. Although they were no longer in the same city, they still exchanged micro-signals with each other and later met offline. Regarding the relationship with Wang Dong, "Yu Keer" said that this is what everyone needs. I regard live broadcast as a profession, and the other party will "reward" myself more, so naturally I will say a few more words and meet each other.

  Expert: the anchor should not touch the moral bottom line at will

  Why are there so many network platforms? As a new format, what qualities should it have? What kind of content is output?

  Zhang Bin, a reporter from china national radio, said that when webcasting just started, the anchor could win the public’s favor by "face value". Later, in addition to spelling the face value, the anchor spelled out talents such as singing, dancing and magic. Now, when the webcasting platform is getting bigger and bigger, as the general public who has neither "face value" nor talent, they play different and wonderful forms such as live drunk driving and eating glass. Such examples are not uncommon.

  Zhang Bin said that there are a large number of teenagers and minors behind the network, and the harm caused by exporting content with incorrect values and wrong orientation may be enormous. But in fact, the anchor can become a "positive online celebrity" by imparting knowledge and explaining the contents of professional fields. Secondly, the low cost of webcasting is the primary reason for the emergence of network platforms and anchors one after another. "online celebrity" wants to make more money, and will take some side-stepping forms. If the platform wants to make more money, it will tolerate or even acquiesce in "online celebrity" playing the sideline.

  "When the truth is still wearing shoes, rumors have spread around half the world." Cheng Ligeng, a well-known scholar at China Youth University for Politics, said that the Internet can relieve stress and kill boring time, but the content of "three customs" must not exist. Because the information transmitted by the network is spread in geometric progression and virus, the network anchor must follow two principles: those who violate laws and regulations, those who violate public order and good customs, and those who touch the moral bottom line and transmit bad content. (Text/wanglili)

Secret Service Mission: Novel Structure and Contemporary Perspective of Spy War Drama

Original title: Secret Service Mission: Novel Structure and Contemporary Expression of Spy War Drama



The double puzzle of reality and game world, the secret game of national security — — The newly-launched new Guoan anti-espionage urban drama "Secret Service Mission" has unlocked a brand-new scene for the story of "Secret Service" and injected narrative expression close to the development of contemporary society and the daily life of young people.


The Secret War from the Contemporary Perspective


The story is set in Jinhai, China in 2021. A game of "Secret Service Mission" is popular among young people. The overseas intelligence organization "Night Fog" uses this game to secretly spy without the players’ knowledge. The drama tells the story of the course that the Reconnaissance Department of the National Security Bureau of Jinhai City successfully cracked a series of espionage actions and safeguarded national security in this high-pressure situation. The dramatic background lays a lot of suspense, and the drama has attracted much attention because of its examination of network security in modern society.


In the scene design, there are no flying cars, blasting and climbing on skyscrapers, but flying close to the ground, which is a puzzle in urban life. In the setting of the main line, the drama leads from a seemingly ordinary online game to a war of national security, reeling from the interweaving of the real world and the virtual world. The perspective of Secret Service jumped out of the traditional setting of similar foreign commercial films, and the texture of life and the interaction between reality and reality became its two highlights.


"We found that the battle on the hidden front in real life is more powerful than those fictional plots, although there is no thrilling scene in the movie." After interviewing the real national security personnel, the director and his team made a choice on the tone of the story, and a series of anti-espionage struggles based on the contemporary urban situation began.


Two-line game between the virtual world and the real world, with multiple perspectives of urban group images.


How to highlight the concept of "modern spy war"? With the help of online games, a cultural carrier that attracts the attention of contemporary youth, the play constructs a multi-dimensional and multi-angle narrative structure, connecting two time and space and constructing a double puzzle. In the play, players wear VR devices and are immersed in game tasks, but they don’t know that they have already been used by overseas intelligence organizations. "This is no longer a game, it is a struggle."


In order to strengthen the sense of closeness to daily life, "Secret Service Mission" does not "deify" the national security personnel, but delicately shows their hardships and extraordinary will in the long-term battle of pursuing the truth. Its group image setting is also outside the spy war’s villain camp, and it has joined many ordinary players’ identities, showing in an all-round way how this secret war has affected the lives of every ordinary person. Gao Tianyang, the hero, is a young and promising head of the reconnaissance department of the National Security Bureau of Jinhai City. He has a superior IQ and a meticulous mind, and takes safeguarding national interests as his own responsibility. Huang Zicheng, the younger brother who grew up with Gao Tianyang, is an adventurous game addict, but he happens to be deeply involved in the spy game. Huang Zicheng met his partner, Vagrancy, in the game. Just as his feelings were growing, he unexpectedly found that his meeting with Vagrancy was not accidental … … It is difficult to distinguish between the real world and the virtual world, and the choice between sensibility and rationality is interspersed among them, which has become the key focus of its dramatic conflict.


In the "agent mission" of online games, it is a surreal Cyberpunk world, which simulates the real player’s perspective. Taking virtual reality as a barrier, overseas intelligence personnel use the weakness of human nature to spread the intelligence network everywhere, so the anti-espionage work of national security personnel is difficult. The characters in the play have the dual identities of virtual reality and real world, and the urban group images show a variety of faces in different situations, and the complex relationship network of the drama has also been constructed.


Anti-spy suspense breaks the circle and explains the feelings of the new generation of national security


"This hidden front is not far from the lives of ordinary people, and it is likely to exist around you and me. Any ordinary person may become the object of being used by spies." Zhao Baogang, the director, mentioned this in his exposition of drama creation. Different from the suspended stunt of many spy-themed dramas, Secret Service puts the spy war story around the people.


In recent years, with the increasing demand for network use, the detectability of espionage has been greatly tested. Taking this phenomenon as the breakthrough point, The Secret Service incorporates the audio-visual elements with strong sensory stimulation, such as Role-playing game and Cyberpunk wind scenes, which are popular among young audiences in the spy war plot, so as to achieve the destruction of the national security drama.


In the game rules of "Secret Service", virtual currency can be converted into real currency, and the attractive reward has made many players accept offline tasks. With the development of science and technology, espionage has penetrated into every corner of society in a more hidden way, and the war against espionage has been quietly launched in a silent place. The play presents the inner world and emotional needs of the victims with strong empathy, and at the same time reminds the audience to be vigilant and prevent the delay.


The national security personnel, such as Gao Tianyang and Wu Xi, present a national security outlook that keeps pace with the times. They can switch identities and costumes at any time, and they don’t miss any tiny clues to fight against espionage. The play not only depicts their choices in love and law, but also pays tribute to the forbearance and persistence of national security workers on the secret front with warm brushwork.


Based on real social problems, rooted in the contemporary context of cyber espionage, and integrated with the younger perspective of virtual reality — — "Secret Service Mission" expands the differentiated expression of the secret service theme and deduces a different new generation of national security feelings. (Author: Zhao Rui, lecturer, School of Journalism and Communication, Central University for Nationalities)


Pork and fruit "rising again" expert: there is no inflation risk.

  Since the beginning of this year, China has continued to promote supply-side structural reforms, increased tax reduction and fee reduction, rationalized the price formation mechanism in important areas, maintained a balance between market supply and demand, lowered inflation expectations, and moderately fluctuated consumer prices. At present, the overall price level has maintained a stable operation trend, which indicates that the economic operation is stable and good, creating a good environment for promoting high-quality economic development.

  Recently, there has been a strong expectation that the prices of pork, fruit and other foods will rise. According to the data released by the National Bureau of Statistics not long ago, the national consumer price index (CPI) rose by 2.0% in the first four months of this year. Among them, in April, the CPI rose by 2.5% year-on-year, and it was in the "2 era" for two consecutive months.

  In an interview with Economic Daily China Economic Net, relevant experts said that, on the whole, since the beginning of this year, China has continued to promote supply-side structural reforms, increased tax reduction and fee reduction, rationalized the price formation mechanism in important areas, maintained a balance between market supply and demand, lowered inflation expectations, and moderately fluctuated consumer prices. At present, the overall price level has maintained a stable operation trend, which indicates that the economic operation is stable and good, creating a good environment for promoting high-quality economic development.

  There has been a structural increase in prices.

  In the first four months of this year, CPI rose by 1.7%, 1.5%, 2.3% and 2.5% respectively, and the monthly year-on-year increase showed a steady upward trend in moderate fluctuations. Among them, in the last two months, the year-on-year increase in prices has increased, entering the "2 era."

  Liu Aihua, spokesman of the National Bureau of Statistics, believes that the CPI rose by 2.5% year-on-year in April this year, mainly due to the increase of individual varieties. Among them, pork, fresh vegetables and fresh fruits all increased by more than 10% year-on-year.

  "Overall, despite the increase in CPI in the last two months, it is significantly lower than the control target of 3%, and it is mainly affected by factors such as the base of the previous year, the hikes and seasonality, showing structural upward characteristics and not having a comprehensive upward basis." Zhang Qianrong, deputy director of the Finance and Finance Research Office of the National Information Center, said.

  Zhang Qianrong analyzed that in the first four months of this year, food prices rose by 3.2% year-on-year, which boosted CPI by 0.62 percentage points and contributed 29.7% to the CPI increase. Non-food prices rose by 1.7%, which boosted CPI by 1.48 percentage points and contributed 70.3%. The contribution rate of non-food prices to the price increase is obviously higher than that of food. Although the recent increase in pork prices has led to an increase in food prices, non-food prices have remained stable as a whole, and prices do not have the basis for an overall increase.

  "At present, China’s price increase is at a medium level on a global scale. From an international perspective, China’s price increase is slightly higher than that of developed economies such as the United States and the European Union, and significantly lower than that of BRICS countries such as Russia, which is at a medium level in the world. " Zhang Qianrong said.

  The data shows that in the first quarter of this year, the US CPI rose by 1.7% year-on-year, while the EU harmonized CPI rose by 1.6%, slightly lower than that of China. India’s CPI rose by 7.1%, Russia’s by 5.2%, South Africa’s by 4.2% and Brazil’s by 4.2%, which was significantly higher than China’s CPI.

  It is worth noting that in the first four months of this year, the national producer price index (PPI) rose by 0.1%, 0.1%, 0.4% and 0.9% respectively, with a slight year-on-year increase.

  Zhang Qianrong said that the increase in PPI was mainly affected by factors such as the rise in international oil prices and the negative increase in the same period last year. Since the beginning of this year, the increase of PPI is lower than that of CPI, and the upstream and downstream price trends are upside down.

  Pork supply is relatively abundant.

  In April, the price of pork rose by 14.4%, an increase of 9.3 percentage points over the previous month, which affected the year-on-year increase of CPI by about 0.31 percentage points.

  Relevant data show that in the first ten days of March this year, the price of white pigs rose continuously and rapidly. On March 1st, the average wholesale price of striped pigs in Beijing Xinfadi Market was 7.28 yuan/kg, but on March 10th, the price rose to 9.45 yuan/kg, and the price rose by 29.90% in 10 days, which was quite obvious. Since then, the price has fluctuated slightly.

  "Overall, pork prices have changed little in the past 60 days. In other words, after the price of meat reached a higher level in mid-March, it showed a weak trend. " Liu Tong, director of statistics department of Beijing Xinfadi agricultural products wholesale market, said.

  Liu Tong analyzed that in the first ten days of March, the price of pork rose significantly, which was the expected increase in advance. From the market situation, in the first week of March, the average daily market volume of white pigs increased by 10% from the previous week and 15% from the same period of last year, and there was no shortage of supply. In this case, the increase in meat prices mainly comes from the thrust outside the market, especially the data released by some institutions show that the stock of fertile sows has decreased, which provides conditions for the bottom rebound of meat prices.

  "The increase or decrease in the number of fertile sows reflects that there is a certain lag period in the supply capacity and price, and the insiders call this lag period ‘ Cobweb effect ’ . In other words, the supply of pigs in the second half of 2019 may show ‘ Tight equilibrium ’ State, meat prices will rise. Therefore, the rise in early March is an early rise. " Liu Tong analyzed that after the release of relevant data, most forecasts tend to show that the pig price will reach an all-time high. This expectation has played a strong role in fueling the rise in meat prices.

  Liu Tong said that in fact, the number of pig heads with white stripes does not fully represent the supply of ketone bodies in pork. After the price of meat rose, the pig farm was filled with the emotion of waiting for the price to be sold, the time of keeping pigs in the pen was prolonged, and the single weight of pigs generally increased. In April 2019, the single weight of pigs generally increased by 10%. According to this calculation, the supply of pork in April this year exceeded the same period last year. If this phenomenon continues, when the number of pigs drops by 20% and the single weight of pigs increases by 20%, the decline in the number of pigs can be compensated by the increase of single weight, and the supply of pork is still relatively sufficient.

  There is no inflation risk.

  "Overall, whether it is from food or industrial consumer goods and services, there will be no sharp increase in CPI in the future, and prices will be stable and have a solid foundation." In response to the future trend of prices, Liu Aihua said.

  Liu Aihua analyzed that, from the perspective of food prices, fresh vegetables and fresh fruits are short-term impacted by extreme weather factors, which is not sustainable, and pork prices have a certain resilience. With the gradual recovery of prices, farmers’ enthusiasm for replenishing the column will be correspondingly improved, which will play a stabilizing role in prices. From the perspective of non-food prices, the supply capacity of industrial products is sufficient, and there is no basis for a sharp increase. Although the increase in service prices is relatively high, it is generally stable.

  "Overall, the factors that will support and curb price increases in the future are intertwined." Zhang Qianrong said. From the factors supporting the price increase, on the one hand, affected by African swine fever epidemic and other factors, the number of live pigs has declined, and pork prices have continued to rise. However, considering the strong overall supply capacity of pork in China, an early warning mechanism for pig price control has been established, and it is more likely that the pork price will increase in the later period, but it does not have the basis for a substantial increase; On the other hand, with the decline of demographic dividend, labor cost will become a long-term factor to push up prices.

  On the one hand, since 2012, the increase of CPI in China has been less than 3%. Considering that residents’ inflation expectations are generally related to the previous price level, the current low price increase has reduced residents’ inflation expectations; On the other hand, China’s main industrial products are abundant in supply, with bumper harvests for many years, high grain and oil stocks, rapid development of service industry, strong supply capacity in various fields and strong price stability. In addition, with the continuous advancement of supply-side structural reforms, the operating costs of enterprises have been significantly reduced, providing a good policy environment for stabilizing prices.

  Zhang Qianrong said that after preliminary calculation, the CPI hikes factor is about 0.7% and PPI hikes factor is about 0.1% in 2019. Considering the hikes and the above factors, it is expected that consumer prices in China will continue to rise moderately and steadily in 2019, with CPI rising by about 2.3% and PPI rising by about 1.0%. There is no inflation risk, and the pressure on price control is light.

Autumn children have loose bowels, beware of rotavirus as a demon.

  Among children with diarrhea under 5 years old in China, about 40% of hospitalized cases are caused by rotavirus, and 30% of outpatient cases are caused by rotavirus. Li Dandi, a researcher at the Center for Virus Prevention and Control of the Chinese Center for Disease Control and Prevention, recently reminded that diarrhea in autumn is not as simple as a cold stomach. Rotavirus infection is the real cause of diarrhea, and it is the most important pathogen of severe diarrhea in infants. According to the World Health Organization, in 2013, nearly 220,000 children under 5 died of rotavirus infection.

  Zhang Zhu, deputy director of the Department of Gastroenterology, Beijing Hospital, also reminded that rotavirus is particularly active in autumn, and it recurs every year, usually from August to December, and the most active period in the north is October and November. Rotavirus diarrhea is highly contagious, not only through the digestive tract, but also through the respiratory tract. Therefore, children with rotavirus infection often have respiratory symptoms, such as fever and cough, accompanied by particularly severe watery diarrhea. This watery diarrhea may be like egg flower soup, but it has no abnormal odor. This is a typical rotavirus infection. Rotavirus may be accompanied by some food poisoning, including Escherichia coli, which are diseases that children are particularly susceptible to in autumn.

  What emergency treatment should parents do if the child suddenly has abdominal pain? Zhang Zhu said that taking rotavirus as an example, most viral enteritis can heal itself, and there can be a slow recovery process in about one to two weeks. However, children will lose some water and salt in the process, so it is particularly important for parents to deal with it scientifically.

  First of all, don’t eat antibiotics indiscriminately. For example, quinolones can affect children’s cartilage development, and children under 16 are not recommended to eat them, because parents’ indiscriminate use of drugs may bring more serious problems to children.

  Oral rehydration salts are more practical. It is recommended that families with babies can prepare some oral rehydration salts, which can reasonably supplement the loss of fluids in children’s bodies and supplement certain electrolytes such as potassium, sodium and chlorine. What if there is no rehydration salt at home? You can use orange juice bought in the supermarket to heat and sterilize, and then add a little salt. Because orange juice contains a lot of potassium chloride, plus a little sodium chloride, potassium, sodium, chlorine and other lost electrolytes are available; Orange juice contains high sugar and is a good calorie supplement for children with diarrhea.

  Liu Cuiying, deputy director of the Department of Infectious Diseases of Beijing Children’s Hospital, reminded that the symptoms of rotavirus infection are the most serious for the first time. Parents should not think that rotavirus infection is ordinary diarrhea. Once they find that their children have typical loose stools, or that they have no tears when crying, and their skin is relatively dry, or that they have persistent high fever, a lot of mucus or blood in their stools, acute abdominal pain, and their children are depressed or unable to feed water and food, they must go to the hospital in time.

Real estate weekly and first-tier cities are expected to lead the real estate market to stabilize and recover.

Focus on new signals of real estate market
editorial comment/note
Recently, many new signals have appeared in the real estate market. According to the data of the National Bureau of Statistics, the signal that the real estate market in first-tier cities stabilized and rebounded in September was obvious. It is worth noting that the central and local policies to stabilize the property market continue to increase, the market is clearing, and normal investment demand has rebounded. In first-tier cities, the policy of "recognizing housing but not loans" is superimposed on the traditional "golden nine and silver ten", and some positive changes have taken place in the real estate market in first-and second-tier cities.
Half-monthly talk on property market
Image source/Xinhua News Agency
■ China Economic Times reporter Xia jinbiao
In the past two months, various support policies for the real estate market have been implemented nationwide, and the policy effects are gradually emerging. The real estate market is showing signs of recovery-the real estate market in first-tier cities is the first to recover.
According to the housing price data of 70 cities published by the National Bureau of Statistics in September, the sales price of new houses in first-tier cities turned flat from 0.2% in August, with Beijing and Shanghai rising by 0.4% and 0.5% respectively, with Shanghai leading the country.
Since the end of August, the easing policies of the real estate market in many places have been continuously released. In particular, the four first-tier cities in the north, Guangzhou and Shenzhen have successively implemented the policy of "recognizing houses but not loans", which has obviously boosted the real estate market. Take Shanghai, which led the rise in September, as an example. Following the announcement of the implementation of commercial loans on September 1, on October 17, Shanghai announced the optimization of the criteria for determining the number of housing provident fund loans. If Shanghai has no housing, no provident fund loans in the country or the first provident fund loans have been settled, it will be recognized as the first set of housing … The policy has been continuously exerted, boosting the Shanghai real estate market.
From the perspective of the second-hand housing market, the price of second-hand housing rose by four cities in September, an increase of one city compared with August. First-tier cities turned up for the first time after falling for four consecutive months, with an increase of 0.2%. Among them, Beijing led the national second-hand housing market with an increase of 0.7%; Followed by Shanghai, the price of second-hand housing rose by 0.6%.
Some insiders believe that the price of second-hand houses in Beijing and Shanghai has increased month-on-month, mainly due to the strict implementation of the policy of "recognizing houses and recognizing loans" in Beijing and Shanghai. After the implementation of "recognizing houses but not recognizing loans", the demand potential released is relatively large, especially in Beijing and Shanghai. There are many old second-hand houses, and there is great potential for improved demand, and the activity of second-hand houses has increased.
It should be pointed out that although first-tier cities take the lead in recovery, this recovery is still unstable, and there are still divisions within first-tier cities. The prices of new houses in Guangzhou and Shenzhen continued to fall, with a month-on-month decrease of 0.6% and 0.5% respectively, and a year-on-year decrease of 1.7% and 3%. The price of second-hand houses in Guangzhou decreased by 0.7% month-on-month, while the price of second-hand houses in Shenzhen was flat.
In addition, although the sales price of commercial housing in second-and third-tier cities has increased and decreased year-on-year, the chain is still declining. From the ring comparison, in September, the sales price of new commercial housing in second-tier cities decreased by 0.3% from the previous month, and the decline rate was 0.1 percentage points higher than that of the previous month. Second-hand housing decreased by 0.5% month-on-month, the same as last month. The sales price of new commercial housing in third-tier cities decreased by 0.3% month-on-month, and the decline rate narrowed by 0.1 percentage point from last month; Second-hand housing decreased by 0.5% month-on-month, and the decline rate was 0.1 percentage point higher than that of last month.
At present, the risk release of the real estate supply side continues, and residents’ income and expectations need to be further improved, which has affected the stabilization of the real estate market in second-and third-tier cities to a certain extent, resulting in the decline in house prices in second-and third-tier cities. In addition, the recovery of first-tier cities brought by optimizing real estate policies needs to be further stabilized.
Due to the implementation of policies such as "recognizing houses but not loans", the demand for housing replacement in first-tier cities has been released, which has led to a significant increase in the number of second-hand houses listed in first-tier cities. Under the background of a large increase in supply, the prices of second-hand houses in first-tier cities are still in a downward channel in the short term.
Some insiders believe that whether it is just needed or improving demand, residents usually "buy up and not buy down". At present, consumers’ confidence in housing prices and the market is weak, and they are more cautious and slow to enter the market. In this regard, it is necessary to further optimize the real estate policy, "stabilize housing prices" and "stabilize expectations" and promote the repair of the real estate market.
In the short term, the real estate market is still facing adjustment pressure. However, in the medium and long term, the urbanization rate of permanent residents in China is 65.2%, and the urbanization rate of registered population is only 47.7%, so there is still much room for improvement in urbanization. In addition, although the total number of houses in China has reached about 40 billion square meters, the houses are mainly small and medium-sized units with great improvement potential.
The market expects that the policy is expected to continue to be optimized around stabilizing housing price expectations, activating the replacement chain, and lowering the threshold for reasonable housing demand. In particular, with the further liberalization of policies such as purchase restriction in first-tier cities, hot cities will enter a more solid market recovery stage, which is expected to lead the real estate market out of the bottom area and stabilize and recover.
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Good news is coming! The latest voice of the General Administration of Financial Supervision is related to real estate financing!

On January 26th, the General Administration of Financial Supervision held a meeting to deploy and promote the implementation of the coordination mechanism of urban real estate financing.

The two departments held a meeting on the same day to deploy a coordination mechanism for urban real estate financing.

Earlier on the same day, the Ministry of Housing and Urban-Rural Development also held a deployment meeting of urban real estate financing coordination mechanism, requiring all localities to study and put forward a list of real estate projects that can be given financing support, coordinate the issuance of loans by financial institutions within their respective administrative areas, and accurately and effectively support reasonable financing needs. It is understood that before the end of this month, the first batch of projects can win loans after landing.

On January 12th, the Ministry of Housing and Urban-Rural Development and the General Administration of Financial Supervision jointly issued the Notice on Establishing the Coordination Mechanism of Urban Real Estate Financing (hereinafter referred to as the Notice), requiring cities at or above the local level to establish the coordination mechanism of urban real estate financing.

The working meeting held by the General Administration of Financial Supervision pointed out that the coordination mechanism is an important measure to implement the decision-making arrangements of the Central Financial Work Conference, meet the reasonable financing needs of real estate enterprises with different ownership equally, and promote the virtuous circle of finance and real estate.

Specifically, the Notice clarifies that the coordination mechanism, based on the development and construction of real estate projects and the qualifications, credit and finance of project development enterprises, puts forward a list of real estate projects that can be given financing support in accordance with the principle of fairness and justice, and pushes it to financial institutions within their respective administrative regions. Financial institutions shall evaluate the support objects pushed by the coordination mechanism according to the principles of marketization and rule of law, and actively meet the reasonable financing needs for projects with normal development and construction, sufficient collateral, reasonable assets and liabilities and guaranteed repayment sources; For projects that encounter temporary difficulties in development and construction, but the funds can be balanced, we should not blindly draw loans, pressure loans or cut off loans, but give greater support through the extension of existing loans, adjustment of repayment arrangements and new loans.

Li Yujia, chief researcher of the Housing Policy Research Center of Guangdong Urban and Rural Planning Institute, pointed out that the purpose of establishing a coordination mechanism this time is to establish a docking platform so that both banks and enterprises can fully communicate, and whether or not loans still need to follow the bank risk control and credit approval process.

Strengthen the closed management of funds and prevent misappropriation.

Xiao Yuanqi, deputy director of the General Administration of Financial Supervision, made a "notice" when he attended the press conference on high-quality economic and social development of financial services held by the State Council yesterday. Recently, the General Administration of Financial Supervision will hold a relevant work deployment meeting, asking banks to act as soon as possible, and under the lead coordination of the urban people’s government, together with the housing and construction departments, make good use of the policy toolbox because of the city’s policy, and more accurately support the reasonable financing needs of real estate projects.

The General Administration of Financial Supervision pointed out that the coordination mechanism should strengthen information sharing and provide relevant financial institutions with information such as project construction and operation and pre-sale fund supervision in a timely manner. It is necessary to guide financial institutions to negotiate with real estate development enterprises on an equal footing, make independent decisions and implement them according to the principles of marketization and rule of law, and protect the legitimate rights and interests of financial institutions.

At the same time, the General Administration of Financial Supervision stressed at this meeting that financial institutions should attach great importance to it, strengthen organizational leadership, establish internal mechanisms and clarify working rules. For projects that meet the credit conditions, it is necessary to establish a green channel for credit granting, optimize the approval process, shorten the approval time limit, and actively meet the reasonable financing needs. For projects that encounter temporary difficulties in development and construction, but the funds are basically balanced, we will not blindly lend, cut off loans, or press loans, but support them by extending existing loans, adjusting repayment arrangements, and adding new loans. At the same time, financial institutions should strengthen the closed management of funds to prevent the misappropriation of credit funds.

"All supervision bureaus should actively participate in the coordination mechanism, actively cooperate with local governments and housing construction departments, carry out related work in a steady and orderly manner, jointly promote the effectiveness of the coordination mechanism and promote the stable and healthy development of the real estate market." The General Administration of Financial Supervision said.

Editor: Wang Yunpeng

Proofreading: Li Lingfeng

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